“We are a boutique mortgage broker with a global platform. We have a commitment to delivering the very best independent mortgage services to our customers, whatever their location.” – Jake Boles, Managing Director of Best Independent mortgage brokers Melbourne, Australia
“We have been providing mortgage brokering services in Melbourne for almost 9 years now, building an enviable clientele of everyday individuals looking for the best mortgage for their individual needs. We are not a big establishment and you will never be another number to be removed from the system. Our small yet loyal customer base means that we can provide a personalised service to each of our clients, which matches exactly your requirements no matter what they are. In short, we are servicing thousands of people every month so there is plenty of scope for growth.” – Paul Keating, Best Independent Mortgage Broker in Melbourne, Australia
Independent mortgage brokers provide mortgage brokering solutions to individuals looking to buy their first home, refinancing, selling, or transferring their current mortgage to a new lender. Best mortgage brokers in Melbourne also offer mortgage insurance and superannuation schemes, as well as general financial services such as tax planning and budgeting. There is a lot more to finding the right mortgage broker than just picking the one with the cheapest rates. Independent mortgage brokers are not governed by government laws or licensing standards, so it’s up to you to decide if you feel comfortable using them. Here are some tips to help you find the best independent mortgage broker in Melbourne, Australia.
Find out how long the company has been in business. “The best mortgage broker will have been around for a few years, or even decades. This shows that they know the market and have a firm understanding of what makes a good deal. It’s important to go with a company that is able to provide you with honest advice, or at least give you options you can consider and research more thoroughly. You don’t want to rush into taking out a mortgage, but it’s important to do your research and find the mortgage that’s right for you.”
Talk to any friends or family members that have used an independent mortgage broker in Melbourne. “If you can, talk to people you know who have recently moved to get their first mortgage. Find out what they liked about their experience and think of any problems that could have been avoided. Use this as a benchmark when choosing a mortgage broker to work with on your behalf.” – David Williams, Countrywide mortgage broker in Melbourne, Australia
Don’t be afraid to ask for references from previous clients. “Look for independent brokers that have provided excellent service to other customers. Look for one that provides quotes, gives you detailed information and sends these over to several different lenders. In addition, make sure that the mortgage broker works with a large number of lenders.” – Pam Watson, independent mortgage broker in Melbourne, Australia